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1. Dolphins are mammals; they nurse their young from mammary glands.

2. Dolphins can swim up to 260 m. below the surface of the ocean, although they are mainly shallow divers.

3. Dolphins can stay up to 15 minutes under water although they usually stay only a few minutes diving.

4. Dolphins use a technique called echolocation to find food and navigate.

5. Dolphins are social beings which live in groups and cooperate among each other for activities like getting food and calf rising.

6. There are 32 species of ocean dolphins and 5 species of river dolphins.

7. The largest dolphin is the “killer whale” (orca), which can grow to 6.1 meters long.

8. The most known dolphin is the “bottlenose dolphin” which can grow to 2.5-2.8 meters.

9. Dolphins are warm-blooded and their internal temperature is around 36 degrees. To conserve this temperature they are surrounded by a thick layer of fat called “blubber” just below the skin.

10. The average botllenose dolphin brain weighs 1500-1600 grams, while average human brain weighs 1200-1300 grs. This is not a conclusive evidence of dolphin intelligence as many other factors might be the cause of intelligence according to scientists.

11. Dolphins can make a unique signature whistle that may help individual dolphins recognize each other or perform any other kind of communication still unknown.

12. Bottlenose dolphins can swim 5 to 12 kilometers per hour, although they can reach up to 32 km/h.

Laurent Mikhail is a dolphin fan. You can find all the information about dolphins
in his site http://www.dolphins-world.com

Many renters say they prefer to rent because it is simple and doesn’t carry the stress of home ownership. In truth, they are simply making other people rich.

Equity

What if I told you that if you purchased a home, you wouldn’t have to make any monthly payments on it? On top of this, I’d promise you that when the house was sold, you would get to keep all of the equity gain in the home. Sound like a pipe dream? This is exactly what renters are doing for their landlords.

Regardless of how you break down a renting versus homeownership argument, there is one universal fact. If you rent, you are building equity for your landlord. Let’s take a look at a simple example.

Assume you rent a unit in a duplex and pay $1,000 a month for it. Assume further that you live in the unit for three years. During this period, you will have paid your landlord a total of $36,000. You can further assume that your landlord’s mortgage payment was less than $36,000 or he would raise your month payment. The end all effect of this situation is you have paid his mortgage for three years. Think about that for a minute.

Over the three years, you have made every single mortgage payment for your landlord. In doing so, you have helped him build equity in the home through the part of the mortgage payments applied to the principal of the loan. On top of that, the equity growth in the property is entirely his. If you’ve paid off $10,000 in principal and the home has appreciated by 100,000, you’ve just put $110,000 into his pocket. Yep, you’ve been making other people rich.

If you’re renting, you will undoubtedly find the above scenario very depressing. Unfortunately, it gets worse. Go ahead and make a list of your assets and debts. List every single thing you can think of and then subtract the total debts from the total assets. Whatever the number is, would it look better if you had added $110,000 to your balance sheet instead of your landlords?

Renting is a necessity, not an option. You should only rent if you cannot get into a home for some reason. With millions of loan options out there, home ownership should be at the top of your priority list.

Dan Lewis is with www.gwhomeloans.com - San Diego mortgage brokers providing San Diego home loans. Visit www.gwhomeloans.com/services.html to learn more about options on San Diego mortgages from a San Diego mortgage broker company.

In the past, purchasing ad space was the solution to every entrepreneur’s marketing challenge. Then it was direct mail, followed by telemarketing. But with advertising and postage costs on the rise, these tactics have lost some of their appeal.

Today the competition is fierce for a customers’ attention. In order to compete, you need to employ take-it-to-the-customer techniques. Some of these techniques can include attending trade shows, seminars, and sending them to your website.

You want to promote your business and in doing so you want to maximize referrals and conduct effective public relations campaigns. The following are five sure-fire, inexpensive marketing methods:

1. Be an expert. Don’t overlook your most accessible source of promotion: yourself. Give speeches to industry groups, colleges and community organizations, or offer workshops at conferences and business expos. Provide sign-up sheets or marketing materials for potential customers. Also, be a reference for customers, clients, vendors and related businesses by circulating relevant information and providing contacts. After all, home-based businesses thrive on a steady stream of referrals from clients.

For those of us in the lease purchasing business, this means writing articles for publication. Don’t make it difficult, write about the deals you’ve done. Give speeches at local real estate clubs on lease purchase. Network with local groups (accountants, mortgage brokers, financial planners, etc.). Operate your lease purchase business as we do, as a business, and referrals will come to you, rather than you chasing the deals.

2. Create a press kit. Getting quoted in the media or having an article written about your business is a great and inexpensive way to target your market. Watch for trends that you can tie your business into. Your press kit should include a profile of your company, biographies of its principals, product fact sheets and testimonials from customers. Make a list of trade magazines, local newspapers, and radio and TV stations to which you can send short releases on new products, deals, awards or special events.

Again, for those of us operating a lease purchase business, become the local expert in lease purchasing. Offer to write articles. Be sure to do a press release when you start your business, and distribute it to the local newspapers. If you run a group meeting, seminar, or any type of special event be sure to send a press release to the local papers, radio and television stations. Send out follow up letters after your deals are completed to get testimonials, and keep a journal of your deals.

3. Circulate newsletters. Newsletters are a great way to showcase your company’s expertise and keep your name in front of prospective clients on a regular basis. They show that you are not just a salespersonyou are an expert with important information to offer. Develop a mailing list of clients and send copies of your newsletter quarterly.

Again, for those of us in lease purchasing a newsletter can be the perfect vehicle to use as a follow up piece to send to sellers, tenant buyers and investors.

4. Network. You’ll save money by selling through trade or professional groups. Swamped with running the daily operations of your business, you may feel you have little time to give. But you’ll learn about sales leads by joining groups of like-minded individuals. Also, serve on the boards of community organizations, and host house parties tied to your businessyou can hire students from cooking or catering schools or work out an arrangement with a local restaurant to keep costs down.

Whatever type of business you are operating networking is a must. Develop a networking plan and follow through with it. We discuss this extensively in our home business manual. Check it out at our products page on our site.

5. Form alliances. There are several ways you can band together with complementary enterprises to reduce costs and increase business opportunities. Some involve complex legal paperwork, such as a joint venture or a strategic alliance. Others are less formal partnerships, such as a virtual corporation, where you assemble a group for a specific project or client. For instance, as a contractor, you might partner with two other companies to win a bid. Another type of alliance is a consortium, where a group of companies with different specialties share their services; for example, a consulting firm teaming with a graphic artist and a photographer to create brochures and other marketing materials.

In regards to forming alliances in lease purchasing, we have mentioned on numerous occasions to work with accountants, mortgage brokers, financial planners and real estate agents. The key to forming and keeping alliances is to reciprocate and to pay great referral fees. You have to be sincere when forming alliances, if not, don’t bother.

Copyright DeFiore Enterprises 2002

Interested in having your own successful, home based creative real estate investing business? Chuck and Sue have been helping folks start successful home based businesses for over 19 years, and we can help you too! To see how, visit http://www.homebusinesssolutions.com for the latest FREE tips and tricks, educational products and coaching in creative real estate investing and home based businesses. No time to visit the site? Subscribe to our “how to” Home Business Solutions Digest, it’s like having your own personal coach: mailto:subscribeHBS@homebusinesssolutions.com

The Nokia 6280 is available has been a very popular slider mobile handset since its first appearance. For the money the Nokia 6280 is reasonably well featured. The functional design of this handset is average but practical.

The screen is a TFT, 256K colors. The Nokia 6280 comes equipped with bluetooth, making compatibility with the majority of up to date mobile accessories very convenient. The Nokia 6280 is equipped with Polyphonic (64 channels), MP3 ring tones including a vibrating tone. The Nokia 6280 is that is fitted to a Li-Ion 970 mAh (BP-6M), battery. Regarding the all important battery cell life the Nokia 6280 has 200 hrs standby time and 5:00 talk time. For a handset in this class, in terms of weight, the Nokia 6280 scores well against the competition at 115 g. The Nokia 6280 is available in, Carbon Black and Graphite grey. The 6280 supports 2G GSM 900 / 1800 / 1900 and 3G UMTS 2100. This mobile phone has a 2 MP, 1600×1200 pixels, VGA video, flash; secondary video call VGA camera. For mobile Internet users as WAP 2.0/xHTML browser is included. The 6280 also has:

If you are interested in a great bargain, buy online where there are plenty of good deals to select from. Buying online can save you a significant amount of money, believe it or not, it is possible to get a Nokia 6280 with 12 months free line rental , which, in theory should not cost anything to run.

The province of Newfound land and Labrador is a province of history and beauty, is it located on Canada’s Atlantic coast. This province can offer some of the neatest sight seeing in the world, from animals to historic sights it all a must. History can be traced back to the Viking age 1000AD where they first settled on this province. You should check out Gros Morne National Park also known as UNESCO World Heritage site. Take a walk through ancient times walking this heritage site, you will learn lots and be exposed to some of the world’s treasures. There are a lot of activities for the families, you can take them on ocean tours, whale spotting, fishing, go hiking around the coast lines, or you can relax along the beach and just enjoy the ocean sounds, a must to relax for the sounds of the big cities. They also have some of the best seafood restaurants, the crab, lobster, different types of fish, and it’s all so fresh right from the ocean.

Facts -Largest city is St. John’s -Population is 533,800 -10th province admittance into Confederation Date March 31, 1949 -English speaking province -12thTime zone

I think that this province is a beautiful province and if you are going to tour eastern provinces do not miss out on this one, there is too much to do and see all in a week so I you can give your self a couple of weeks .

Elliptical trainers are a great way to burn calories and lose weight to stay in shape and fit. They suit people of all ages and can be conveniently used at home. Some elliptical trainers can also be folded away o make the maximum usage of space. Elliptical trainers are also known as elliptical exercise trainers, cross trainers, stair master and by many other names. The companies, which manufacture the elliptical exercise trainers, are Proform, Nordic, Healthrider & Weslo Momentum. They make various models to suit the needs of all people.

Elliptical trainers are available for as less as $300, however these models will offer the very basic functions. At times they are not made of good quality material. It’s important that when you work out, you have all the functions, which are required. Its possible to get a balance of both cost and the functions. In fact there are many good options for the review reader which can help you to buy the elliptical exercise trainers and at discounted prices too. You can look at the stores where they retail or can buy during the holiday season, when there are discounts available on all products and services. You can also look for a used elliptical exercise trainer.

Elliptical exercise trainers are a great way to lose weight. In fact the same number of calories would be burned on an elliptical exercise trainer as you would in jogging (for the same amount of time). While one is working out on, keep the shoulders relaxed on the elliptical exercise trainer and don’t lean too far. Try to keep the heart ate and the pulse rate at the optimum level. In fact the control panel can tell you the optimum levels for your current workout and help you to stay in great shape.

Being in great shape can become your life long condition if youbegin now, why wait?

If you enjoyed this article check out this list of elliptical trainers related articles. And here you’ll find our most recently added elliptical exercise trainer article.

How close are researchers in their discovery of a magic pill for weight loss? When Phentermine was introduced for the first time, people thought that they have finally found the drug that they were always looking for. In fact, there is always the euphoria whenever a new weight loss drug is launched. Over-weight, unlike other illnesses takes time to be cured. Besides the treatment is often too onerous demanding too much perseverance from the individual. With every drug that is launched, people expect that they will be relieved from weight without this struggle. Does phentermine reach the expectations of people?

Phentermine continues to be popular until today. It is one of the most purchased weight loss drugs all around the world. Around 50% of the weight loss drugs have phentermine as a major ingredient in them. In spite of this, the popularity of phentermine has not been because it reached people’s expectations. It was an advancement over the drugs at the time in the weight loss segment.

Phentermine is helpful to treat the overweight condition. Phentermine is an appetite suppressant that belongs to the class of drugs known as Anorectics. They affect serotonin levels in the brain and thus decrease food cravings. In this manner, the individual feels lesser consumption of food and calories.

Phentermine does not make tall promises. It does not claim to be a magical pill. People who use it will however find acceleration in the rate of reduction in fat. Therefore, taking phentermine along with balanced diet and daily workout will surely give positive results. People who are suffering from obesity and obesity related diseases must only use phentermine pills. Those who are undergoing medication for heart problems will be advised to stay away from phentermine.

Phentermine is available in two different formulas. These are immediate release or time-release formulas. Phentermine pills with an immediate release formula create an immediate impact. As soon as they are taken, they will enter the blood stream and begin the action. Time-release Phentermine capsules differ from these, since they will release the medicine into the body over an extended period of time, which spans over 8 to 12 hours.

It is advised that people who are undergoing treatment with phentermine tablets or capsules may not engage in hazardous and difficult work like driving, operating machinery etc. The period of use of phentermine will be for shorter terms such as 12 weeks.

Even after a patient stops using Phentermine, ones body will not be acclimatized to this immediately. It will need time to adjust, with the time depending on the quantum of Phentermine being used and the period of use.

Use of phentermine does not mean that we stop eating properly or lead a sedentary lifestyle. Phentermine will work well only if individual gives continued attention to these two aspects of life.

Joseph Jones received training as a healthcare scientist. He has been working in the same field and writes informative articles for weight loss subject.To find Buy phentermine online,Cheap phentermine, Phentermine visit
www.onlinephentermine.net

If you belong to that special group of people who adore your pets, relax, you’re in good company!

Clients who I’ve met through my profession as a pet portrait artist have become like my extended family. I remember one man who called for a portrait of his cat named Allyn who had just made her transition. He was totally bereft and felt that a painting of her likeness might help him to heal. In going over his photos, he told me of the one he had picked out, but when he got to the photo of Allyn as a kitten, I immediately felt that this was the photo Allyn had chosen for him. “She wants to be remembered healthy and strong, like she is in this photo,” I told him gently. He thought a moment, and then agreed. I felt her presence very strongly as I was painting. It was almost as if she was keeping me company in my studio. Because it would take him a few extra days to pick up the completed painting, I kept it in my studio and glanced at it more than once. I felt her lovely, peaceful energy wafting around the room. As he was leaving, there was a strong shift and almost a “Whoosh” feeling as her energy escorted him out the door. I stood silently for a moment, realizing that her energy was gone. A lonely, empty feeling pervaded the room, but I shook it off knowing he would be able to receive the solace he so earnestly wanted.

Sometimes the love we feel for our animals is returned ten fold. A policeman on a local police force called to have a portrait painted of his wife’s German shepherd. She was a policewoman and the shepherd named Duke had been her constant companion and fellow officer on the K9 force. “She loved that dog more than anything,” he told me. “Can you put some blue and red somewhere in the painting to commemorate his many years in the service?” He was such a handsome dog. I didn’t want to put my brushes away. As he “came to life” once again on the canvas, I could feel his loyalty, devotion and love.

One portrait comes to mind that shows us just how important pets can be when it comes to creating an atmosphere of healing. This painting was a gift from one friend to another of a frail Australian shepherd mix named Bogey. Bogey’s Mom had found him running free on a nearby golf course, sick and emaciated. She took him home where he joined her other two rescues, a West Highland Terrier and Rhodesian ridgeback. With loving care and rehabilitation, these three dogs now assist her in her profession as a psychologist and counselor. Once abandoned and abused, Bogey and the other dogs now provide a peaceful calm to help her clients relax and trust once more.

I like to think there is a thread of loving energy that connects us all. Sometimes dogs are nervous about having a stranger come to the house. I decided to meditate the day before I was to see a white toy poodle named Sammy and try connecting with him before I arrived the next day. I distinctly heard a voice in my mind say, “I have a favorite pillow.” I dismissed the thought, not knowing if it was only my imagination. When I arrived the next day to take Sammy’s photo, his Mom said, “Oh, Sammy has a favorite cushion,” as he jumped up onto the top of the burgundy colored couch and settled in. I heard myself say “I know, he told me.” She looked startled, and I felt my cheeks turn beet red! I wondered why I had blurted out such a thing, but unmistakably, there was Sammy, content on his favorite pillow waiting for his photo.

As the years fly by, the stories continue - etched in my heart as well as captured on canvas.

© Connie Bowen

Note: this article may be re-published freely as long as the following resource box is included at the end of the article and as long as you link to the URL mentioned in the resource box:

Pet Portrait Artist and Professional Illustrator Connie Bowen creates stunning pet portrait paintings on canvas from photos. Specializing in capturing the spiritual nature of dogs, cats, horses and other animals in a realistic fashion with impressionistic backgrounds as seen on Oregon Public Broadcasting’s TV show, Art Beat. Over 200 pet portraits completed and counting! Visit http://www.conniebowen.com to view exquisite samples.

Effective real estate marketing technique is the foundation of a good real estate marketing system. And the real estate marketing system contains a list of specific actions required to successfully implement a specific real estate marketing technique.

Here’s an example of a real estate marketing technique that every agent and his and her uncle uses: “Offer a No Cost Obligation Competitive Marketing Analysis (CMA) to attract consumers.

Once you’ve established a relationship with the prospect you can then segue into your pitch to sell additional, higher-margin products and services that enhance the consumer’s interaction with the low-cost product or service.”

Specifically, you are angling for a “listing agreement”, and if you get it you can then add on “seller” giveaways to make the listing more appealing to buyers and therefore easier to sell (seller agrees to pay discount points, offer home warranty plans, agree to sell-lease backs, etc.)

No, I’m not talking about under pricing it to sell it quickly, or anything else unethical. Instead, I am talking about having open and honest dialogue with your seller to determine what kinds of concessions he or she is willing to make to get their properties sold. It could be a new paint job, a new roof, the installation of new carpet and anything else imaginable.

It’s important to realize that a real estate marketing technique is different than a tactic. While it is possible to have a tactical real estate marketing system without a sound, well-considered real estate marketing technique, it is rare to be able to develop one that withstands the test of time.

Some real estate marketing techniques are based on market dominance. In this scheme, agents are ranked based on their market share or dominance within their communities.

Still, other real estate marketing techniques are outright aggressive. They beg the questions whether you should grow your business or not, and if so, how fast.

Finally, other real estate marketing techniques are warfare based strategies. Ever hear of Guerilla Marketing? Well, that’s where the term comes from.

Using technique that you are comfortable with, that is more in keeping with your personality is recommended, because when the going gets tough you are so likely to abandon it. I’m starting to use the term more frequently these days, but only because it’s true; slow and steady wins a lot of races, and when you implement your real estate marketing techniques and strategies know that although the going may be slow initially, while you’ll eventually reap the benefits of your efforts.

Summarily, effective real estate marketing technique is the foundation of a good real estate marketing system, which is key to your short, intermediate and long term success.

May your real estate career be long and rewarding.

Lanard Perry is the author of “Farming Expired Listings” - a Real Estate Listing System Ebook that shows Realtors how to average 1 or more listings a week. Visit http://www.farmingexpiredlistings.com and http://www.real-estate-marketing-talk.com to learn and earn more.

This is a copy of my most recent email newsletter. This was an overwhelming success. I suggested the newsletter on the spur of the moment when I was not busy thinking what the heck, give it a chance. *********************************************************** January 2006

The Early Bird Gets the Worm—Don’t Delay Free Tree Day Jan. 28th is a Free Higan Weeping Cherry Tree Day

Greetings! January 28, 2006 is free Weeping Higan Cherry Tree Day…..All members of our email club can receive a free Higan Weeping Cherry when you bring your pickup to our 5275 West Swamp Rd. Fountainville Pa. location. These trees are 10-12′ tall and in 24″ baskets. These trees must be picked up on the 28th, before 5pm. sorry, no rain checks. There is a limit of one per family and you must have been a member on or before January 27, 2006 of our email club.

Sincerely,

Bill Hirst Free Tree Day Jan. 28th, 2006 is Free Tree Day

5275 W. Swamp Rd. Fountainville, Pennsylvania 18923

January 28, 2006 8:00AM-5:00PM Reasons to Come to this Event We are selling 150 acres of our nursery and we must liquidate many trees and plants. Some of of plants are in quantities that would supply us for many years of sales. But we can’t move that number of trees. Thus they will be either sold at a discount, destroyed, or given away. I like the last option. Thus if you bring your pickup to the farm today, Saturday the 28th, we will give away 1 free Higan Weeping cherry to each email newsletter subscriber to Highland Hill Farm that picks up the tree by 5PM. Sorry you must be have be signed up by Jan. 27th, to qualify. There are no rain checks. These trees are in 24 and 28 inch baskets and are app. 10-14′ tall. We will help load them in your pickup.

We have a total of 75 trees ready to give away while the supply lasts. All other trees and plants are 20% off today.

Driving Directions to the Farm Highland Hill Farm 5275 W. Swamp Rd. Rt. 313 Fountainville, Pennsylvania 18923 myhirst@yahoo.com http://www.seedlingsrus.com We will have other free tree offerings each month. So keep in touch. ************************************************************** Within 15 minutes of this email being sent people started to arrive to make selections. We would have had no customers on this day. Yet we sold enough other stock to make this offering possible. We gave away 52 trees and this was even covered by the press showing up and giving us exposure in local papers.